Financial Planning

One of those things that I've been planning on doing for a while, talk to a financial planner about our future. I originally met a guy from LaSalle bank, but he said something that really bothered me. In specific, he wouldn't send out emails because they were "monitored" by his company. My original feeling was, if you don't want it to be monitored, then what are you trying to hide? I mean, the securities side of things requires the monitoring for specific reasons. So, I kind of just ignored him. A friend of the family mentioned their financial planner, and I decided to try again. This guy, Kurt, was really nice and friendly and was what I expected out of a financial planner.

Fortunately, I had a good idea of what I was doing before we talked. He said I was "aggresive" in my planning, mainly because I felt that at the age of 31, I had at least three decades to wait out the really large slumps in the market. I happened to agree.

Of course, to maintain my cost of living until I was eighty-something, at this point, I would need a million dollars worth of life insurance because I didn't have enough investments to cover it. There is something to be said about handling this stuff early; I'd recommend you have as much as reasonable as soon you start earning a paycheck, that extra ten years would have cut those numbers down to half of what they are now.

So, I'm working on getting my financies in order and prepared for the future. And I feel pretty good about it.